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Salus Mutual

The farm is the heartbeat of the rural community. Whether it’s been in the family for generations, is an owned business, or part of a larger operation, the farm is a place many call both home and business.

Salus Mutual has been part of the farming community for more than 140 years. In fact, many early pioneers of Ontario’s rural communities were the very same people involved in forming local mutual companies. With our grassroots knowledge of local farming, it’s not surprising that Salus Mutual has remained the leading source of farm insurance protection in this area – generation after generation.

We’ve watched the agricultural landscape change over the years. We know that choosing an insurance program is an important part of the success of any farming operation. Between accidents, mechanical breakdowns, and natural events, managing your risk with appropriate coverage is absolutely crucial.

You need someone who thoroughly understands agri-business both on an operational level, and on a personal level. Our farm insurance program provides you with many coverage options, which include*:

  • Farm dwellings, including personal property, living expenses and personal effects
  • Outbuildings
  • Livestock and produce
  • Machinery and equipment
  • Limited pollution liability
  • Livestock mortality for cattle and horses
  • Harvested crops, seed, commercial feeds, herbicides, pesticides, and fertilizers
  • Potential loss of income following an insured property loss
  • Personal liability
  • Liability coverage for your farm operation

Salus Mutual not only provides progressive, affordable coverage for your entire operation, we’re there when you need us with expert and compassionate service – such as at the time of a claim.

Head Office

29584 Pioneer Line, PO Box 312
Dutton ON
N0L 1J0

Offices

AYLMER OFFICE

 Phone: 519-773-5555
Fax: 519-765-1735

150 John Street North
Aylmer ON
N5H 2A9

Wheelchair Accessible

BLENHEIM OFFICE

 Phone: 1-866-931-2809
Fax: 519-676-1045

58 Talbot Street West
Blenheim ON
N0P 1A0

Wheelchair Accessible

DUTTON OFFICE

 Phone: 1-800-265-7635
Fax: 519-762-3801

29584 Pioneer Line, PO Box 312
Dutton ON
N0L 1J0

Wheelchair Accessible

RIDGETOWN OFFICE

 Phone: 1-866-931-2809
Fax: 519-674-2029

20 Ebenezer Street West
Ridgetown ON
N0P 2C0

Wheelchair Accessible

RODNEY OFFICE

 Phone: 519-785-0541
Fax: 519-785-0542

238 Furnival Road, PO Box 220
Rodney ON
N0L 2C0

SHEDDEN OFFICE

 Phone: 519-764-2034
Fax: 519-764-2363

35783 Talbot Line, PO Box 160
Shedden ON
N0L 2E0

About Salus Mutual

Salus Mutual is a local company, formed by the amalgamation of Howard Mutual and West Elgin Mutual in 2023. We provide personalized products for residential properties, automobiles, contractors, businesses, and farm operations. Our head office is located in Dutton.

Salus Mutual’s team of agents are located in Aylmer, Blenheim, Dutton, Ridgetown, Rodney and Shedden, to provide professional advice and service our policyholders’ needs.

Our rural experience enables us to develop loss prevention programs to help protect your home and property. Our safety awareness initiatives, community sponsorships, and partnerships with the Ontario Provincial Police and Crime Stoppers all work to make your home all that it should be – a safer place for friends and family!

Our policyholders are our shareholders, Salus Mutual strives to put our customers’ needs first in all that we do. It’s what you’d expect from a friend, a neighbour, and an organization that’s part of the fabric of your community.

*Highlights only. Actual policy wordings govern. Coverage availability subject to underwriting eligibility and guidelines.

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